Something to support - Credit Bill of Rights

The Credit Card Bill of Rights Bill for Congress - it doesn't fix *all* of the problems, but it certainly is a good start.

This strikes me as interesting in the list: "the right to pay off one's existing balance at the current interest rate if the rate increased". Does this mean that if the rates are going to raise, that you can tell the company to "close" your account, meaning you can't add new charges to it, but just pay it off at the old rate? I think that would be great, myself.